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Understanding Digital Gold



Since ancient times, across many civilizations, people have been saving in gold. Since 2019, Indonesians can now invest in digital gold.

What is digital gold?

Digital gold is gold that is traded digitally/through online platforms, such as Pluang. This is one of the easiest ways to invest in gold, because you do not need to hold or store gold in its physical form.

Pluang and it’s affiliated company, PG Perjangka, is licensed under Bappebti to buy, hold and store gold, on behalf of its customers with the state-owned Clearinghouse, KBI.  So, for every gram of gold held by its customer, Pluang will keep an underlying position in physical gold.

Key Advantages of Digital Gold vs Physical Gold

Digital Gold has a few key advantages over Physical Gold.

  • Fractional/ Low denomination: can purchase gold in a minimum unit of 0.01g (Rp 10,000) vs a minimum denomination of 1g at most gold shops.
  • Convenience: you can purchase gold from your app in under 10 seconds at any time of the day,  rather than waiting in line in a gold store.
  • Lower spreads than physical gold: the spread (difference in buy price and sell price) is much smaller in digital gold compared to physical gold, so you will have higher returns compared to buying and selling physical gold.
  • Real-time trading: price is updated in realtime, and once you sell your gold, you can instantly cashout to your GoPay or Bank Account.
  • No need for storage, by buying your gold on an app, you don’t need to store your gold, eliminating storage fees that many gold shops and pawn shops will charge you, and also eliminating the risk of theft

Gold purchased through Pluang platform is backed by Antam Gold (99.99% pure)

Why should you choose Pluang to invest in Gold?

  • Purity: Pluang’s gold is backed by Antam Gold which is 99.99% pure.
  • Safety: Pluang’s gold is guaranteed by the clearinghouse, Kliring Berjangka Indonesia (KBI). PG Berjanka – Pluang’s affiliate which purchase gold – is regulated under Bappebti
  • Low Spreads: Pluang has one of the lowest spreads of [1.75%] of all digital gold providers
  • Simple Experience: Pluang’s app is easy to use, allowing you to trade 24/7 in denominations as low as Rp 10,000
  • Physical Withdrawal: If you have 1g or more of gold, you can also withdraw your gold in physical form. Click here for more information

How do I invest in digital gold with Pluang

To start investing in gold with Pluang

  1. Download our app
  2. Top-up your account, via Bank or eWallet
  3. Click on the gold tile from the homescreen
  4. Click Buy and confirm your purchase.


Don’t forget to learn about other #CerdasCuan programs to be wiser in investing!